Mortgages
10 Useful Questions And Answers For First Home Buyers!
Purchasing property for the first time can all be very confusing! First home buyers usually have a lot of questions so let’s look at a few basic questions and answers regarding property, first home buyers, lenders, deposit and all that tricky stuff!
Australia’s Tightest Man Article - What a Joke!!
Did you read the article going around the papers this past week on “Australia’s Tightest Man”. If you missed it then it can be read here Australia’s Tighestest Man Article. Why would anyone on earth want to be like this guy suggests? Sure, he is a multi-millionaire but his suggestions aren’t for those who want to ‘live and enjoy’ life. Sure, there are people in situations that have to be frugal and are literally living on crumbs, but what this guy suggests doing is just not living. And who knows if he really does what he says and is really that miserable with his money, maybe he’s being extreme just to get publicity which is obviously working! After all, he has just written a book on being tight with money. For me, this is not what life is about, I wouldn’t ever want to be like Paul Squires and I’ll tell you why…
7 Simple Steps To Start You Toward Your Ultimate Lifestyle!!
Everyone has an ‘end goal’, a place of financial independence with all the time in the world to exercise and do the things we always want to do! So, how do you go from here to there? Well, you need to crawl before you can walk! You need to make a start with small steps…Make the start today by including these 7 simple steps in your everyday life!!…
My Easy Mortgage Broking Process - How ‘We’ Can Achieve Your Mortgage Goals!!
Some of you have purchased real estate before and will be familiar with the mortgage process and the part the morgage broker plays! While others are entering their first home purchase and the mortgage process will seem a little overwhelming!! The mortgage broker plays an important role as middle man between the client (you) and the lender. Each client could go directly to the lender, however the mortgage broker represents many lenders and is authorised to sell loan products on their behalf. This saves the client a whole lot of time and takes much of the work out of the process for the client, thus making the client’s goal whether it be a purchase or a refinance a whole lot easier!!…
10 Tips To Enhance Your Investment Property Purchase!!
Real Estate has always been regarded as one of the safest and most popular forms of investment over the years! Good old bricks and mortar! We’ve always been told to invest in real estate…it’s tangible, you can see it, it’s easier to understand than other investments such as shares, managed funds etc..and it’s relatively safe (or so we are told!). Property will always be in demand and will always be a very popular way to invest. Here are some tips and things to consider when you’re ready to purchase property for investment!
The Two Most Powerful Words You Need To Use In Every Aspect Of Your Life - “I AM”!!!
Achieving your goals, whether they are finance goals or fitness goals takes the right mental attitude to get where you want to be!! It’s not just enough to write your goals down and hope you can reach them. Writing your goals down is the first step, but then you need to believe in yourself and believe you can reach them! The words “I Am” are probably the two most powerful words in the English language and you can use them to reach any goal you set for yourself! “I Am” defines who you are!!….
Essential Mortgage Tips For First Home Buyers!!
The First Home Owner market is huge and Banks are more than willing to accommodate all types of First Home Buyers! And guess what? You don’t even need a deposit these days to get into the real estate market! This post covers important basic mortgage terminology that you will learn about while purchasing your first home and the criteria that Banks look at when assessing an application for a first home buyer with limited deposit and/or limited employment history. Nowadays you don’t need to save for 5 or 10 years just for a deposit to gain entry into the property market!! Do your research, find out how much you can borrow, and take the first step into property ownership!!….
Variable or Fixed - Should You Fix Your Loan When Interest Rates Rise?
Interest Rates are the highest they’ve been in years and we’ve had several rate rises in the last 8 months!! You can watch the news, read the papers, or see your financial advisor but the reality is that nobody really knows what is going to happen in the short term. Whatever you hear is just somebody else’s opinion!! So when will it end and is it the right time to consider fixing your loan??…
Buying Your First Home As Owner Occupied Or As Investment?
So you want to buy your first property and get into the real estate market?? You’re ready to fulfil the ‘Great Australian Dream’ of home ownership!! You’ve saved up enough money for a deposit and then it hits you, “I’m happy with where I’m renting, it’s not costing me too much, it’s close to work, so why do I want to purchase?” Because, buying your first property is like a natural progression through life, and although rates have risen lately it’s not all doom & gloom!!…there are bargains to be found!
First Home Owners Grant (FHOG) - Helps You Get Into The Property Market!!
Are you currently thinking about entering the property market?? Well, buying your first property is definitely the hardest!! The other day on the news I heard that house prices in Sydney are amongst the most expensive in the world!! So how on earth are we supposed to purchase our first property when prices are so high? It seems so daunting that we probably have to save, save, save for years only come up with a deposit, and only then be able to afford a small shoe-box of an apartment!!…
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