Debt Consolidation…Consider All The Options Before Increasing Your Home Loan!!

With Interest Rates increasing and with no clear stability on the horizon, a lot of people are looking at ways they can tidy up their debts, and consolidating them into their home loan is a very popular way of doing this, but beware as this can lead to greater debt and if refinanced into the wrong loan product can often end up costing you more!…

Loan Fees, Rates And Features to Consider!

For the vast majority of us, home ownership is just not possible without the help of a financial institution, and boy do they make us pay for their help!! Let’s look at the facts…The longer you have a home loan, the more it costs you in interest payments and fees over the life of that loan!!….

Loans with ‘Perks’ are NOT Always the Healthy Choice!

Ever heard the saying, “if it sounds too good to be true it usually is” and “there’s no such thing as a free lunch”? Well that’s the point of this post, yes there are some good loan products out there that offer extra incentives but you must be cautious and do your research when it comes to these types of home loans…

The Checklist That Every First Home Buyer Should Have!

Looking for a home for the first time is exciting!

After all, home is the centre of your life! It can be an overwhelming process deciding where to buy and what the best property will be for you, and selecting the right home is much more involved than being happy with glossy fittings and style!!….

Standard Loan Fees in the Mortgage Process

There are a lot of fees involved in the Mortgage Process! Remember, the banks are out to make a profit and will milk you for money as much as they can over the life of a loan! How else do they make their billions of dollars ever year?!! Here is a short list of most of the fees you will encounter when establishing a mortgage…..

Most Common Home Loan Products in Australia

Ok so this post isn’t going to be too entertaining but it’s important to get the basics listed so they can be referenced at any time. Let’s start with a brief description of the generic Mortgage Products that all the institutions offer….